119-s2810

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 2810 Introduced in Senate

    (IS) ]

<DOC>

119th CONGRESS
 1st Session
 S. 2810

 To allow individuals to choose to opt out of the Medicare part A 
 benefit.

_______________________________________________________________________

 IN THE SENATE OF THE UNITED STATES

 September 16, 2025

Mr. Cruz (for himself and Mr. Lee) introduced the following bill; which 
 was read twice and referred to the Committee on Finance

_______________________________________________________________________

 A BILL

 To allow individuals to choose to opt out of the Medicare part A 
 benefit.

 Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

 This Act may be cited as the ``Retirement Freedom Act''.

SEC. 2. ALLOWING INDIVIDUALS TO CHOOSE TO OPT OUT OF THE MEDICARE PART 
 A BENEFIT.

 Any individual who is otherwise entitled to benefits under part A 
of title XVIII of the Social Security Act may elect (in such form and 
manner as may be specified by the Secretary of Health and Human 
Services) to opt out of such entitlement. Notwithstanding any other 
provision of law, in the case of an individual who makes such an 
election, such individual--

    (1) may (in such form and manner as may be specified by the 
 Secretary) subsequently choose to end such election and opt 
 back into such entitlement (in accordance with a process 
 determined by the Secretary) without being subject to any 
 penalty;

    (2) shall not be required to opt out of benefits under 
 title II of such Act as a condition for making such election; 
 and

    (3) shall not be required to repay any amount paid under 
 such part A for items and services furnished prior to making 
 such election.
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