119-s1314

S
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Travel Trailer and Camper Tax Parity Act

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Introduced:
Apr 7, 2025
Policy Area:
Taxation

Bill Statistics

2
Actions
4
Cosponsors
1
Summaries
1
Subjects
1
Text Versions
Yes
Full Text

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Latest Action

Apr 7, 2025
Read twice and referred to the Committee on Finance.

Summaries (1)

Introduced in Senate - Apr 7, 2025 00
<p><strong>Travel Trailer and Camper Tax Parity Act</strong></p><p>This bill expands the exclusion of interest on floor plan financing from the limit on the tax deduction for&nbsp;business interest expenses to include interest on floor plan financing of certain non-motorized, towable campers and trailers.&nbsp;</p><p>Under current law, the tax deduction for business interest expenses is generally limited to 30% of adjusted taxable income. (Some exceptions apply.) However, under current law, interest on floor plan financing (financing used to acquire inventory for sale or lease) of motorized vehicles (e.g., self-propelled vehicles designed to transport people) is excluded from the limit on the tax deduction for business interest expenses.</p><p>Under the bill, the exclusion of interest on floor plan financing from the limit on the tax deduction for business interest expenses is expanded to include interest on floor plan financing of any camper or trailer designed to (1) provide temporary living quarters for recreational, camping, or seasonal use; and (2) be towed by, or affixed to, a motor vehicle.&nbsp;</p>

Actions (2)

Read twice and referred to the Committee on Finance.
Type: IntroReferral | Source: Senate
Apr 7, 2025
Introduced in Senate
Type: IntroReferral | Source: Library of Congress | Code: 10000
Apr 7, 2025

Subjects (1)

Taxation (Policy Area)

Cosponsors (4)

Text Versions (1)

Introduced in Senate

Apr 7, 2025

Full Bill Text

Length: 1,627 characters Version: Introduced in Senate Version Date: Apr 7, 2025 Last Updated: Nov 21, 2025 2:13 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 1314 Introduced in Senate

(IS) ]

<DOC>

119th CONGRESS
1st Session
S. 1314

To amend the Internal Revenue Code of 1986 to provide that floor plan
financing includes the financing of certain trailers and campers.

_______________________________________________________________________

IN THE SENATE OF THE UNITED STATES

April 7, 2025

Ms. Ernst (for herself, Mr. King, and Mr. Young) introduced the
following bill; which was read twice and referred to the Committee on
Finance

_______________________________________________________________________

A BILL

To amend the Internal Revenue Code of 1986 to provide that floor plan
financing includes the financing of certain trailers and campers.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.

This Act may be cited as the ``Travel Trailer and Camper Tax Parity
Act''.
SEC. 2.
CAMPERS.

(a) In General.--
Section 163 (j) (9) (C) of the Internal Revenue Code of 1986 is amended by adding at the end the following new flush sentence: ``Such term shall also include any trailer or camper which is designed to provide temporary living quarters for recreational, camping, or seasonal use and is designed to be towed by, or affixed to, a motor vehicle.

(j)

(9)
(C) of the Internal Revenue Code
of 1986 is amended by adding at the end the following new flush
sentence:
``Such term shall also include any trailer or camper which is designed
to provide temporary living quarters for recreational, camping, or
seasonal use and is designed to be towed by, or affixed to, a motor
vehicle.''.

(b) Effective Date.--The amendment made by this section shall apply
to taxable years beginning after December 31, 2024.
<all>