AI for Mainstreet Act

AI Summary

Generated 3 weeks ago

AI Summary

Generated 3 weeks ago

Here's a comprehensive analysis of the AI for Mainstreet Act (H.R. 5764):

Executive Summary

The AI for Mainstreet Act amends the Small Business Act to require Small Business Development Centers (SBDCs) to provide assistance and guidance to small businesses regarding the implementation and use of artificial intelligence technologies. The bill aims to help small businesses understand and adopt AI technologies effectively and safely in their operations.

Key Provisions

Requires SBDCs to provide information, guidance, and training on AI use to small businesses
Establishes specific areas of AI guidance including:
- Best practices for AI implementation
- Using AI for contingency planning
- Data and intellectual property protection
- Cybersecurity enhancement
- Regulatory compliance
- Customer trust improvement
Adds a formal definition of "artificial intelligence" to the Small Business Act, referencing the National Artificial Intelligence Initiative Act of 2020
Mandates outreach efforts by SBDCs to small businesses regarding AI use

Impact Analysis

Who's affected:

Small business owners and operators
Small Business Development Centers
Small business employees and customers

Potential benefits:

Increased AI adoption among small businesses
Better understanding of AI best practices
Enhanced cybersecurity and data protection
Improved competitive capability for small businesses

Potential concerns:

Implementation capacity of SBDCs
Quality and consistency of AI guidance across centers
Keeping guidance current with rapidly evolving AI technology

Funding & Implementation

The bill explicitly states no additional funding is authorized ("CUTGO compliance")
Implementation would occur through existing SBDC infrastructure
Primary implementing agency would be the Small Business Administration (SBA)
No specific timeline is mentioned in the bill

Political Context

This is an authorization bill that modifies existing programs rather than creating new ones
Bipartisan sponsorship (Mr. Alford and Ms. Scholten)
The bill focuses on business assistance rather than regulation, which could make it less controversial
The no-additional-funding provision could help with passage but might limit effectiveness
Part of broader legislative efforts to address AI's impact on the economy

The bill represents a practical approach to helping small businesses adapt to AI technology while working within existing government infrastructure and without requiring new funding.

Model: claude-3-5-sonnet-20241022 Input tokens: 1,099 Output tokens: 511

Latest Action

Oct 17, 2025

Referred to the House Committee on Small Business.

Actions (3)

Referred to the House Committee on Small Business.

Type: IntroReferral | Source: House floor actions | Code: H11100

Oct 17, 2025

Introduced in House

Type: IntroReferral | Source: Library of Congress | Code: Intro-H

Oct 17, 2025

Introduced in House

Type: IntroReferral | Source: Library of Congress | Code: 1000

Oct 17, 2025

Cosponsors (2)

Rep. Vindman, Eugene Simon [D-VA-7]

(D-VA)
Oct 28, 2025

Rep. Scholten, Hillary J. [D-MI-3]

(D-MI)
Oct 17, 2025

Text Versions (1)

Introduced in House

Oct 17, 2025

PDF ↗ XML ↗

Full Bill Text

Length: 3,267 characters Version: Introduced in House Version Date: Oct 17, 2025 Last Updated: Nov 13, 2025 6:27 AM

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5764 Introduced in House

(IH) ]

<DOC>

119th CONGRESS
1st Session
H. R. 5764

To amend the Small Business Act to require small business development
centers to assist small business concerns with the use of artificial
intelligence, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

October 17, 2025

Mr. Alford (for himself and Ms. Scholten) introduced the following
bill; which was referred to the Committee on Small Business

_______________________________________________________________________

A BILL

To amend the Small Business Act to require small business development
centers to assist small business concerns with the use of artificial
intelligence, and for other purposes.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,

SECTION 1.

This Act may be cited as the ``AI for Mainstreet Act''.

SEC. 2.

BUSINESS CONCERNS.

(a) In General.--

Section 21 (c) (3) of the Small Business Act (15 U.

(c) (3) of the Small Business Act (15
U.S.C. 648
(c) (3) ) is amended--

(1) in subparagraph
(T) , by striking ``and'' at the end;

(2) in the first subparagraph
(U) (relating to encouraging
and assisting the provision of succession planning), by
striking the period at the end and inserting a semicolon;

(3) by redesignating the second subparagraph
(U) (relating
to providing training in conjunction with the United States
Patent and Trademark Office) as subparagraph
(V) ;

(4) in subparagraph
(V) , as so redesignated, by striking
the period at the end and inserting ``; and''; and

(5) by adding at the end the following new subparagraph:
``
(W) assisting small business concerns in evaluating
artificial intelligence concerning operations, including by--
``
(i) providing information, guidance, and training
to small business concerns on the use of artificial
intelligence, including--
``
(I) best practices for using artificial
intelligence;
``
(II) using artificial intelligence to
plan for unexpected circumstances, protect data
and intellectual property, improve
cybersecurity, facilitate regulatory
compliance, and improve customer trust; and
``
(III) incorporating artificial
intelligence into business operations; and
``
(ii) conducting outreach to the extent practical
to small business concerns regarding the use of
artificial intelligence.''.

(b) Conforming Amendment.--

Section 3 of the Small Business Act (15 U.

U.S.C. 632) is amended by adding at the end the following new
subsection:
``

(gg) Artificial Intelligence.--In this Act, the term `artificial
intelligence' has the meaning given such term in

section 5002 of the National Artificial Intelligence Initiative Act of 2020 (15 U.

National Artificial Intelligence Initiative Act of 2020 (15 U.S.C.
9401).''.

SEC. 3.

No additional amounts are authorized to carry out this Act or the
amendments made by this Act.
<all>

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5764 Introduced in House

    (IH) ]

<DOC>

119th CONGRESS
 1st Session
 H. R. 5764

 To amend the Small Business Act to require small business development 
 centers to assist small business concerns with the use of artificial 
 intelligence, and for other purposes.

_______________________________________________________________________

 IN THE HOUSE OF REPRESENTATIVES

 October 17, 2025

 Mr. Alford (for himself and Ms. Scholten) introduced the following 
 bill; which was referred to the Committee on Small Business

_______________________________________________________________________

 A BILL

 To amend the Small Business Act to require small business development 
 centers to assist small business concerns with the use of artificial 
 intelligence, and for other purposes.

 Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

 This Act may be cited as the ``AI for Mainstreet Act''.

SEC. 2. GUIDANCE ON THE USE OF ARTIFICIAL INTELLIGENCE FOR SMALL 
 BUSINESS CONCERNS.

    (a) In General.--

Section 21
            (c) (3) of the Small Business Act (15 
U.S.C. 648
            (c) (3) ) is amended--

    (1) in subparagraph
        (T) , by striking ``and'' at the end;

    (2) in the first subparagraph
        (U) (relating to encouraging 
 and assisting the provision of succession planning), by 
 striking the period at the end and inserting a semicolon;

    (3) by redesignating the second subparagraph
        (U) (relating 
 to providing training in conjunction with the United States 
 Patent and Trademark Office) as subparagraph
            (V) ;

    (4) in subparagraph
            (V) , as so redesignated, by striking 
 the period at the end and inserting ``; and''; and

    (5) by adding at the end the following new subparagraph:
 ``
        (W) assisting small business concerns in evaluating 
 artificial intelligence concerning operations, including by--
 ``
            (i) providing information, guidance, and training 
 to small business concerns on the use of artificial 
 intelligence, including--
 ``
            (I) best practices for using artificial 
 intelligence;
 ``
            (II) using artificial intelligence to 
 plan for unexpected circumstances, protect data 
 and intellectual property, improve 
 cybersecurity, facilitate regulatory 
 compliance, and improve customer trust; and
 ``
            (III) incorporating artificial 
 intelligence into business operations; and
 ``
            (ii) conducting outreach to the extent practical 
 to small business concerns regarding the use of 
 artificial intelligence.''.

    (b) Conforming Amendment.--

Section 3 of the Small Business Act (15 
U.S.C. 632) is amended by adding at the end the following new 
subsection:
 ``

    (gg) Artificial Intelligence.--In this Act, the term `artificial 
intelligence' has the meaning given such term in 

section 5002 of the 
National Artificial Intelligence Initiative Act of 2020 (15 U.S.C. 
9401).''.

SEC. 3. COMPLIANCE WITH CUTGO.

 No additional amounts are authorized to carry out this Act or the 
amendments made by this Act.
 <all>

View original source ↗

119-hr5764