119-hr481

HR
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Protecting Homeowners from Disaster Act of 2025

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Introduced:
Jan 16, 2025
Policy Area:
Taxation

Bill Statistics

3
Actions
1
Cosponsors
1
Summaries
4
Subjects
1
Text Versions
Yes
Full Text

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Latest Action

Jan 16, 2025
Referred to the House Committee on Ways and Means.

Summaries (1)

Introduced in House - Jan 16, 2025 00
<p><strong>Protecting Homeowners from Disaster Act of 2025 </strong></p><p>This bill repeals the limit on the itemized tax deduction for unreimbursed personal casualty losses. Specifically, the bill repeals a provision that generally limits the deduction for tax years 2018-2025 to losses that are attributable to a federally declared disaster. The bill applies to losses sustained after 2024.&nbsp;</p>

Actions (3)

Referred to the House Committee on Ways and Means.
Type: IntroReferral | Source: House floor actions | Code: H11100
Jan 16, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: Intro-H
Jan 16, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: 1000
Jan 16, 2025

Subjects (4)

Income tax deductions Life, casualty, property insurance Tax administration and collection, taxpayers Taxation (Policy Area)

Cosponsors (1)

(D-OR)
Feb 11, 2025

Text Versions (1)

Introduced in House

Jan 16, 2025

Full Bill Text

Length: 1,288 characters Version: Introduced in House Version Date: Jan 16, 2025 Last Updated: Nov 14, 2025 6:26 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 481 Introduced in House

(IH) ]

<DOC>

119th CONGRESS
1st Session
H. R. 481

To amend the Internal Revenue Code of 1986 to repeal the limitation on
deductions for personal casualty losses.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

January 16, 2025

Ms. Brownley introduced the following bill; which was referred to the
Committee on Ways and Means

_______________________________________________________________________

A BILL

To amend the Internal Revenue Code of 1986 to repeal the limitation on
deductions for personal casualty losses.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.

This Act may be cited as the ``Protecting Homeowners from Disaster
Act of 2025''.
SEC. 2.

(a) In General.--
Section 165 (h) of the Internal Revenue Code of 1986 is amended by striking paragraph (5) .

(h) of the Internal Revenue Code of
1986 is amended by striking paragraph

(5) .

(b) Effective Date.--The amendment made by this section shall apply
to losses sustained in taxable years beginning after December 31, 2024.
<all>