Introduced:
Jul 17, 2025
Policy Area:
Finance and Financial Sector
Congress.gov:
Bill Statistics
9
Actions
1
Cosponsors
0
Summaries
6
Subjects
2
Text Versions
Yes
Full Text
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Latest Action
Sep 8, 2025
Placed on the Union Calendar, Calendar No. 209.
Actions (9)
Placed on the Union Calendar, Calendar No. 209.
Type: Calendars
| Source: House floor actions
| Code: H12410
Sep 8, 2025
Reported by the Committee on Financial Services. H. Rept. 119-252.
Type: Committee
| Source: House floor actions
| Code: H12200
Sep 8, 2025
Reported by the Committee on Financial Services. H. Rept. 119-252.
Type: Committee
| Source: Library of Congress
| Code: 5000
Sep 8, 2025
Ordered to be Reported by the Yeas and Nays: 48 - 0.
Type: Committee
| Source: House committee actions
| Code: H19000
Jul 23, 2025
Committee Consideration and Mark-up Session Held
Type: Committee
| Source: House committee actions
| Code: H15001
Jul 23, 2025
Committee Consideration and Mark-up Session Held
Type: Committee
| Source: House committee actions
| Code: H15001
Jul 22, 2025
Referred to the House Committee on Financial Services.
Type: IntroReferral
| Source: House floor actions
| Code: H11100
Jul 17, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: Intro-H
Jul 17, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: 1000
Jul 17, 2025
Subjects (6)
Bank accounts, deposits, capital
Banking and financial institutions regulation
Corporate finance and management
Federal Deposit Insurance Corporation (FDIC)
Finance and Financial Sector
(Policy Area)
Performance measurement
Cosponsors (1)
(D-NY)
Jul 17, 2025
Jul 17, 2025
Text Versions (2)
Full Bill Text
Length: 2,513 characters
Version: Reported in House
Version Date: Sep 8, 2025
Last Updated: Nov 13, 2025 6:31 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4478 Reported in House
(RH) ]
<DOC>
Union Calendar No. 209
119th CONGRESS
1st Session
H. R. 4478
[Report No. 119-252]
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
July 17, 2025
Mr. Moore of North Carolina (for himself and Mr. Torres of New York)
introduced the following bill; which was referred to the Committee on
Financial Services
September 8, 2025
Committed to the Committee of the Whole House on the State of the Union
and ordered to be printed
_______________________________________________________________________
A BILL
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
[From the U.S. Government Publishing Office]
[H.R. 4478 Reported in House
(RH) ]
<DOC>
Union Calendar No. 209
119th CONGRESS
1st Session
H. R. 4478
[Report No. 119-252]
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
July 17, 2025
Mr. Moore of North Carolina (for himself and Mr. Torres of New York)
introduced the following bill; which was referred to the Committee on
Financial Services
September 8, 2025
Committed to the Committee of the Whole House on the State of the Union
and ordered to be printed
_______________________________________________________________________
A BILL
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.
This Act may be cited as the ``Tailored Regulatory Updates for
Supervisory Testing Act of 2025'' or the ``TRUST Act of 2025''.
SEC. 2.
INSTITUTIONS.
Section 10
(d) of the Federal Deposit Insurance Act (12 U.
(d) of the Federal Deposit Insurance Act (12 U.S.C.
1820
(d) ) is amended--
(1) in paragraph
(4)
(A) , by striking ``$3,000,000,000'' and
inserting ``$6,000,000,000''; and
(2) in paragraph
(10) , by striking ``$3,000,000,000'' and
inserting ``$6,000,000,000''.
Union Calendar No. 209
119th CONGRESS
1st Session
H. R. 4478
[Report No. 119-252]
_______________________________________________________________________
A BILL
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
_______________________________________________________________________
September 8, 2025
Committed to the Committee of the Whole House on the State of the Union
and ordered to be printed
1820
(d) ) is amended--
(1) in paragraph
(4)
(A) , by striking ``$3,000,000,000'' and
inserting ``$6,000,000,000''; and
(2) in paragraph
(10) , by striking ``$3,000,000,000'' and
inserting ``$6,000,000,000''.
Union Calendar No. 209
119th CONGRESS
1st Session
H. R. 4478
[Report No. 119-252]
_______________________________________________________________________
A BILL
To amend the Federal Deposit Insurance Act to permit Federal banking
agencies to examine qualifying insured depository institutions with
under $6 billion in total assets not less than once during each 18-
month period, and for other purposes.
_______________________________________________________________________
September 8, 2025
Committed to the Committee of the Whole House on the State of the Union
and ordered to be printed