119-hr3800

HR
✓ Complete Data

Keeping Homeownership Costs Down Act

Login to track bills
Introduced:
Jun 6, 2025
Policy Area:
Finance and Financial Sector

Bill Statistics

3
Actions
3
Cosponsors
0
Summaries
1
Subjects
1
Text Versions
Yes
Full Text

AI Summary

No AI Summary Available

Click the button above to generate an AI-powered summary of this bill using Claude.

The summary will analyze the bill's key provisions, impact, and implementation details.

Latest Action

Jun 6, 2025
Referred to the House Committee on Financial Services.

Actions (3)

Referred to the House Committee on Financial Services.
Type: IntroReferral | Source: House floor actions | Code: H11100
Jun 6, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: Intro-H
Jun 6, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: 1000
Jun 6, 2025

Subjects (1)

Finance and Financial Sector (Policy Area)

Cosponsors (3)

Text Versions (1)

Introduced in House

Jun 6, 2025

Full Bill Text

Length: 2,773 characters Version: Introduced in House Version Date: Jun 6, 2025 Last Updated: Nov 15, 2025 6:19 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3800 Introduced in House

(IH) ]

<DOC>

119th CONGRESS
1st Session
H. R. 3800

To amend the National Flood Insurance Act of 1968 to prohibit the
deferral of the issuance of letters of map revision based on the
placement of fill or conditional letters of map revision based on the
placement of fill, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

June 6, 2025

Mr. LaMalfa (for himself, Ms. Matsui, and Mrs. Kim) introduced the
following bill; which was referred to the Committee on Financial
Services

_______________________________________________________________________

A BILL

To amend the National Flood Insurance Act of 1968 to prohibit the
deferral of the issuance of letters of map revision based on the
placement of fill or conditional letters of map revision based on the
placement of fill, and for other purposes.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.

This Act may be cited as the ``Keeping Homeownership Costs Down
Act''.
SEC. 2.
REVISION BASED ON THE PLACEMENT OF FILL.

(a) In General.--
Section 1360 of the National Flood Insurance Act of 1968 (42 U.
of 1968 (42 U.S.C. 4101) is amended by adding at the end the following:
``

(k) Prohibition on the Deferral of the Issuance of Letters of Map
Revision Based on the Placement of Fill.--
``

(1) In general.--The Administrator may not defer the
issuance of any--
``
(A) letters of map revision based on the
placement of fill; or
``
(B) conditional letters of map revision based on
the placement of fill.
``

(2) Rule of construction.--Nothing in this subsection
shall be construed to affect the review, determination, or
issuance of the letters described in paragraph

(1) .''.

(b) Repeal.--The amendment made by this Act shall be repealed on
the date on which, pursuant to
section 7 of the Endangered Species Act of 1973 (16 U.
of 1973 (16 U.S.C. 1536) the Administrator of the Federal Emergency
Management Agency fully implements the requirements contained within
the biological opinion from the Director of the Fish and Wildlife
Service and the biological opinion from the Assistant Administrator for
Fisheries of the National Oceanic and Atmospheric Administration issued
separately with respect to letters of map revision based on the
placement of fill and conditional letters of map revision based on the
placement of fill issued pursuant to the National Flood Insurance Act
of 1968.
<all>