Introduced:
May 7, 2025
Policy Area:
Finance and Financial Sector
Congress.gov:
Bill Statistics
8
Actions
2
Cosponsors
0
Summaries
7
Subjects
2
Text Versions
Yes
Full Text
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Latest Action
Jun 20, 2025
Placed on the Union Calendar, Calendar No. 132.
Actions (8)
Placed on the Union Calendar, Calendar No. 132.
Type: Calendars
| Source: House floor actions
| Code: H12410
Jun 20, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-165.
Type: Committee
| Source: House floor actions
| Code: H12200
Jun 20, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-165.
Type: Committee
| Source: Library of Congress
| Code: 5000
Jun 20, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
Type: Committee
| Source: House committee actions
| Code: H19000
May 21, 2025
Committee Consideration and Mark-up Session Held
Type: Committee
| Source: House committee actions
| Code: H15001
May 21, 2025
Referred to the House Committee on Financial Services.
Type: IntroReferral
| Source: House floor actions
| Code: H11100
May 7, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: Intro-H
May 7, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: 1000
May 7, 2025
Subjects (7)
Bank accounts, deposits, capital
Banking and financial institutions regulation
Finance and Financial Sector
(Policy Area)
Financial services and investments
Housing finance and home ownership
Securities
User charges and fees
Cosponsors (2)
(R-TX)
May 19, 2025
May 19, 2025
(R-PA)
May 7, 2025
May 7, 2025
Text Versions (2)
Full Bill Text
Length: 3,222 characters
Version: Reported in House
Version Date: Jun 20, 2025
Last Updated: Nov 14, 2025 2:28 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3230 Reported in House
(RH) ]
<DOC>
Union Calendar No. 132
119th CONGRESS
1st Session
H. R. 3230
[Report No. 119-165]
To increase the asset thresholds at which financial institutions become
subject to certain requirements, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
May 7, 2025
Mr. Barr (for himself and Mr. Meuser) introduced the following bill;
which was referred to the Committee on Financial Services
June 20, 2025
Additional sponsor: Mr. Sessions
June 20, 2025
Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed
[Strike out all after the enacting clause and insert the part printed
in italic]
[For text of introduced bill, see copy of bill as introduced on May 7,
2025]
_______________________________________________________________________
A BILL
To increase the asset thresholds at which financial institutions become
subject to certain requirements, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
[From the U.S. Government Publishing Office]
[H.R. 3230 Reported in House
(RH) ]
<DOC>
Union Calendar No. 132
119th CONGRESS
1st Session
H. R. 3230
[Report No. 119-165]
To increase the asset thresholds at which financial institutions become
subject to certain requirements, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
May 7, 2025
Mr. Barr (for himself and Mr. Meuser) introduced the following bill;
which was referred to the Committee on Financial Services
June 20, 2025
Additional sponsor: Mr. Sessions
June 20, 2025
Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed
[Strike out all after the enacting clause and insert the part printed
in italic]
[For text of introduced bill, see copy of bill as introduced on May 7,
2025]
_______________________________________________________________________
A BILL
To increase the asset thresholds at which financial institutions become
subject to certain requirements, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.
This Act may be cited as the ``Financial Institution Regulatory
Tailoring Enhancement Act''.
SEC. 2.
(a) Bureau Supervision.--The Consumer Financial Protection Act of
2010 is amended--
(1) in
section 1025
(a) (12 U.
(a) (12 U.S.C. 5515
(a) ), by striking
``$10,000,000,000'' each place it occurs and inserting
``$50,000,000,000''; and
(2) in
section 1026
(a) (12 U.
(a) (12 U.S.C. 5516
(a) ), by striking
``$10,000,000,000'' each place it occurs and inserting
``$50,000,000,000''.
(b) Volker Rule Requirements.--
Section 13
(h)
(1)
(B)
(i) of the Bank
Holding Company Act of 1956 (12 U.
(h)
(1)
(B)
(i) of the Bank
Holding Company Act of 1956 (12 U.S.C. 1851
(h)
(1)
(B)
(i) ) is amended by
striking ``$10,000,000,000'' and inserting ``$50,000,000,000''.
(c) Qualified Mortgage Requirements.--
Section 129C
(b)
(2)
(F)
(i) of
the Truth in Lending Act (15 U.
(b)
(2)
(F)
(i) of
the Truth in Lending Act (15 U.S.C. 1639c
(b)
(2)
(F)
(i) ) is amended by
striking ``$10,000,000,000'' and inserting ``$50,000,000,000''.
(d) Leverage and Risk-based Capital Requirements.--
Section 201
(a)
(3)
(A) of the Economic Growth, Regulatory Relief, and Consumer
Protection Act (12 U.
(a)
(3)
(A) of the Economic Growth, Regulatory Relief, and Consumer
Protection Act (12 U.S.C. 5371 note) is amended by striking
``$10,000,000,000'' and inserting ``$50,000,000,000''.
Union Calendar No. 132
119th CONGRESS
1st Session
H. R. 3230
[Report No. 119-165]
_______________________________________________________________________
A BILL
To increase the asset thresholds at which financial institutions become
subject to certain requirements, and for other purposes.
_______________________________________________________________________
June 20, 2025
Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed