119-hr2791

HR
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Homes for Heroes Act

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Introduced:
Apr 9, 2025
Policy Area:
Armed Forces and National Security

Bill Statistics

11
Actions
0
Cosponsors
0
Summaries
4
Subjects
2
Text Versions
Yes
Full Text

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Latest Action

Sep 18, 2025
Placed on the Union Calendar, Calendar No. 257.

Actions (11)

Placed on the Union Calendar, Calendar No. 257.
Type: Calendars | Source: House floor actions | Code: H12410
Sep 18, 2025
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-303.
Type: Committee | Source: House floor actions | Code: H12200
Sep 18, 2025
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-303.
Type: Committee | Source: Library of Congress | Code: 5000
Sep 18, 2025
Ordered to be Reported (Amended) by Voice Vote.
Type: Committee | Source: House committee actions | Code: H19000
Jul 23, 2025
Committee Consideration and Mark-up Session Held
Type: Committee | Source: House committee actions | Code: H15001
Jul 23, 2025
Subcommittee on Economic Opportunity Discharged
Type: Committee | Source: House committee actions | Code: H25000
Jul 3, 2025
Subcommittee Hearings Held
Type: Committee | Source: House committee actions | Code: H21000
Jun 11, 2025
Referred to the Subcommittee on Economic Opportunity.
Type: Committee | Source: House committee actions | Code: H11000
May 8, 2025
Referred to the House Committee on Veterans' Affairs.
Type: IntroReferral | Source: House floor actions | Code: H11100
Apr 9, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: Intro-H
Apr 9, 2025
Introduced in House
Type: IntroReferral | Source: Library of Congress | Code: 1000
Apr 9, 2025

Subjects (4)

Armed Forces and National Security (Policy Area) Government lending and loan guarantees Housing finance and home ownership Veterans' loans, housing, homeless programs

Text Versions (2)

Reported in House

Sep 18, 2025

Introduced in House

Apr 9, 2025

Full Bill Text

Length: 3,806 characters Version: Reported in House Version Date: Sep 18, 2025 Last Updated: Nov 9, 2025 6:06 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2791 Reported in House

(RH) ]

<DOC>

Union Calendar No. 257
119th CONGRESS
1st Session
H. R. 2791

[Report No. 119-303]

To amend title 38, United States Code, to increase the maximum amount
of housing loan guaranty entitlement available to certain veterans
under the laws administered by the Secretary of Veterans Affairs.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

April 9, 2025

Mr. Miller of Ohio introduced the following bill; which was referred to
the Committee on Veterans' Affairs

September 18, 2025

Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed
[Strike out all after the enacting clause and insert the part printed
in italic]
[For text of introduced bill, see copy of bill as introduced on April
9, 2025]

_______________________________________________________________________

A BILL

To amend title 38, United States Code, to increase the maximum amount
of housing loan guaranty entitlement available to certain veterans
under the laws administered by the Secretary of Veterans Affairs.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.

This Act may be cited as the ``Homes for Heroes Act''.
SEC. 2.
AVAILABLE TO CERTAIN VETERANS.

Clause
(ii) of
section 3703 (a) (1) (C) of title 38, United States Code, is amended by striking ``25 percent of the Freddie Mac conforming loan limit'' and inserting ``37.

(a)

(1)
(C) of title 38, United States
Code, is amended by striking ``25 percent of the Freddie Mac conforming
loan limit'' and inserting ``37.5 percent of the Freddie Mac conforming
loan limit''.
SEC. 3.
HOUSING LOANS GUARANTEED INSURED, OR MADE BY THE
SECRETARY OF VETERANS AFFAIRS.

The loan fee table in
section 3729 (b) (2) of title 38, United States Code, is amended by striking the row in subparagraph (E) (relating to interest rate reduction refinancing loans) and inserting the following: ---------------------------------------------------------------------------------------------------------------- `` (E) (i) Interest rate reduction refinancing loan 0.

(b)

(2) of title 38, United States
Code, is amended by striking the row in subparagraph
(E) (relating to
interest rate reduction refinancing loans) and inserting the following:

----------------------------------------------------------------------------------------------------------------
``
(E)
(i) Interest rate reduction refinancing loan 0.50 0.50 0.50
(closed on or after August 1, 2025, and before
December 31, 2025)
(E)
(ii) Interest rate reduction refinancing loan 0.25 0.25 0.25
(closed on or after December 31, 2025, and
before December 31, 2027)
(E)
(iii) Interest rate reduction refinancing loan 0.50 0.50 0.50
(closed on or after December 31, 2027, and
before October 1, 2031)
(E)
(iv) Interest rate reduction refinancing loan 0.75 0.75 0.75
(closed on or after October 1, 2031, and before
December 31, 2035)
(E)
(v) Interest rate reduction refinancing loan 0.50 0.50 0.50''.
(closed on or after December 31, 2035)
----------------------------------------------------------------------------------------------------------------

Union Calendar No. 257

119th CONGRESS

1st Session

H. R. 2791

[Report No. 119-303]

_______________________________________________________________________

A BILL

To amend title 38, United States Code, to increase the maximum amount
of housing loan guaranty entitlement available to certain veterans
under the laws administered by the Secretary of Veterans Affairs.

_______________________________________________________________________

September 18, 2025

Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed