Introduced:
Apr 8, 2025
Policy Area:
Finance and Financial Sector
Congress.gov:
Bill Statistics
3
Actions
0
Cosponsors
0
Summaries
1
Subjects
1
Text Versions
Yes
Full Text
AI Summary
AI Summary
No AI Summary Available
Click the button above to generate an AI-powered summary of this bill using Claude.
The summary will analyze the bill's key provisions, impact, and implementation details.
Error generating summary
Latest Action
Apr 8, 2025
Referred to the House Committee on Financial Services.
Actions (3)
Referred to the House Committee on Financial Services.
Type: IntroReferral
| Source: House floor actions
| Code: H11100
Apr 8, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: Intro-H
Apr 8, 2025
Introduced in House
Type: IntroReferral
| Source: Library of Congress
| Code: 1000
Apr 8, 2025
Subjects (1)
Finance and Financial Sector
(Policy Area)
Full Bill Text
Length: 1,823 characters
Version: Introduced in House
Version Date: Apr 8, 2025
Last Updated: Nov 14, 2025 6:24 AM
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2704 Introduced in House
(IH) ]
<DOC>
119th CONGRESS
1st Session
H. R. 2704
To amend the Fair Debt Collection Practices Act to prohibit debt
collectors from collecting, or attempting to collect, on a debt of a
consumer with respect to which the statute of limitations has expired,
and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
April 8, 2025
Mr. Cohen introduced the following bill; which was referred to the
Committee on Financial Services
_______________________________________________________________________
A BILL
To amend the Fair Debt Collection Practices Act to prohibit debt
collectors from collecting, or attempting to collect, on a debt of a
consumer with respect to which the statute of limitations has expired,
and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
[From the U.S. Government Publishing Office]
[H.R. 2704 Introduced in House
(IH) ]
<DOC>
119th CONGRESS
1st Session
H. R. 2704
To amend the Fair Debt Collection Practices Act to prohibit debt
collectors from collecting, or attempting to collect, on a debt of a
consumer with respect to which the statute of limitations has expired,
and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
April 8, 2025
Mr. Cohen introduced the following bill; which was referred to the
Committee on Financial Services
_______________________________________________________________________
A BILL
To amend the Fair Debt Collection Practices Act to prohibit debt
collectors from collecting, or attempting to collect, on a debt of a
consumer with respect to which the statute of limitations has expired,
and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1.
This Act may be cited as the ``Fair Debt Collection Improvement
Act''.
SEC. 2.
(a) In General.--The Fair Debt Collection Practices Act (15 U.S.C.
1692 et seq.) is amended by inserting after
section 811 the following:
``
``
Sec. 811A.
``A debt collector may not collect, or attempt to collect, any debt
of a consumer with respect to which the governing statute of
limitations has expired.''.
(b) Clerical Amendment.--The table of contents for the Fair Debt
Collection Practices Act is amended by inserting after the item
relating to
of a consumer with respect to which the governing statute of
limitations has expired.''.
(b) Clerical Amendment.--The table of contents for the Fair Debt
Collection Practices Act is amended by inserting after the item
relating to
section 811 the following:
``811A.
``811A. Prohibition on collecting time-barred debt.''.
<all>